With independent guidance from 1st American, you’ll gain clarity. You’ll confidently prepare for the retirement you envision without wasting time and money on self-serving advisors.
Time is your investment’s most valuable asset.
We will walk with you through your career and provide the best ongoing advice, not sell you a product and disappear. We provide the opportunity to comfortably increase your contributions over time, which helps retirement savings grow faster and in a manner that fits your budget. You’ll never regret the money you saved for retirement…only the money you didn’t.
Imagine you’ve finally reached the time in your life for relaxed, stress-free living. You set your appointment with TRS, and have your teacher retirement annuity calculated using the “Full Benefit Formula”. You discover that although you’ll get your pension benefits for the rest of your life, you’ll only receive about 60-70% of the income you were being paid in your final year of service. You are now faced with a difficult decision: either continue working into your retirement years, or accept that you will not have the retirement you had hoped for.
This is a devastating, yet very common occurrence. Especially considering that, if you had been made aware of this early in your career, all that was needed was to start a payroll deducted 403b with your District to offset this loss! In fact, many of our clients give themselves a raise when they retire! You wouldn’t plan to fail, do not fail to plan!